James Dunfee

40 Lane 283 Hamilton Lake

Hamilton, IN
$ 999,900 Beds 6 Baths 4.5 Sq 5,201 Virtual Tour
Monthly Estimate* How much can I afford?

Plenty of summer left to enjoy your new home at Crystal Bay on Hamilton Lake. Boat and most furnishings can be included. Luxury Lakefront home built in 2021, this home features an open concept floor plan with cathedral ceilings in the kitchen and living room. The Kitchen Island is perfect for entertaining for many years to come. Primary bedroom has serene views and a stunning attached bathroom that features a freestanding bathtub and separate tiled shower with a walk in closet. Two additional bedrooms on the main floor. On the upper level, you will find a large bunk room/office, bedroom and another bathroom. Attic storage is abundant. Head down to the basement to find a large recreation room and bar area with stunning lakefront views. Exercise room could possibly be another bedroom should the need arise. Step outside to 3 different decks and patios that look down to your sandy beach. Welcome Home!

Single Family

  • Price
  • $ 999,900
  • City
  • Hamilton
  • Bedrooms
  • 6
  • Full Bathrooms
  • 4
  • County
  • STEUBEN
  • Half Bathrooms
  • 1
  • Area
  • Otsego
  • Lot Size
  • 0.23 Acres
  • Zip
  • 46742
  • Sqr Footage
  • 5,201
  • Year Built
  • 2021
  • Taxes
  • $ 11809
  • Style
  • Cape Cod,Traditional
  • MLS#
  • 202610471
Listed By: Jamy Merritt with Century 21 Bradley-Lake Group; Cell: 260-667-4851
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Lakefront
Garage Attached
Amenities Attic Storage,Built-In Bookcase,Ceiling-9+,Closet(s) Walk-in,Countertops-Stone,Deck Covered,Deck Open,Deck on Waterfront,Dryer Hook Up Gas,Eat-In Kitchen,Foyer Entry,Garage Door Opener,Kitchen Island
Status Active
Full Baths 4
Half Baths 1
Bathrooms 5
Year Built 2021
New Construction No
Subdivision Crystal Bay
Style Two Story
Township Otsego
Class RESIDENTIAL
Type Site-Built Home
Age 5
FIPS Code 18151
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 11809
Area Steuben County
Location Lake
High School Hamilton
City Hamilton
School District Hamilton Community
Assoc. Dues Frequency Annually
HOA Fees $ 550
Architectural Style Cape Cod,Traditional
Total Sq Ft 5527
Elementary School Hamilton
Middle School Hamilton
Legal Description CRYSTAL BAY LOT 51 Annexation Ord #2003-04 D/R 0311-0689
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202610471
Agent First Name Jamy
Agent Last Name Merritt
DOM 165
Tax Year 2026
PROPOSED FINANCING Cash,Conventional,FHA,VA

Interior Features

Basement Full Basement,Walk-Out Basement,Finished
Fireplace(s) 1
Flooring Carpet,Vinyl
Other Room 1 Level Basement
Kitchen Length 13
Laundry Room Width 6
Laundry Room Length 7
Kitchen Width 29
Beds 6
Total Rooms 15
Dining Room Length 12
Dining Room Width 12
Other Room 2 Level Upper
Fireplace Living/Great Rm
Family Room Width 31
Living Room Width 18
Other Room 2 Length 12
Other Room 2 Width 28
Other Room 1 Description Exercise Room
Other Room 2 Description Bunk Room/Office
Family Room Length 35
Living Room Length 18
Full Baths Main 2
Full Baths Upper 1
Total Finished SqFt 5201
Basement Y/N Yes
Other Room 1 Length 11
Other Room 1 Width 18
Above Grade Bedrooms 4
Below Grade Baths 1
Below Grade Bedrooms 2
Full Baths Below Grade 1
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 19
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 13
3rd Bedroom Length 12
3rd Bedroom Level Main
3rd Bedroom Width 12
4th Bedroom Length 12
4th Bedroom Level Upper
4th Bedroom Width 15
5th Bedroom Length 14
5th Bedroom Level Basement
5th Bedroom Width 14
Above Grade Finished SqFt 2663
Below Grade Finished SqFt 2538
Below Grade Unfin. SqFt 326
Extra Room Description Bedroom
Extra Room Length 11
Extra Room Level Basement
Extra Room Width 14
Living/Great Rm Level Main
Basement Material Poured Concrete

Exterior Features

Exterior Brick,Vinyl
Water Frontage 60
Driveway Concrete
Pool No
Waterfront Lake
Garage Length 21
Garage Width 24
Lot Size Area 10019
Lot Dimensions 60x130
Lot Description Slope,Waterfront,Lake,Water View,Waterfront-Medium Bank
Garage SqFt 504
Water Features Pier/Dock,Assoc,Deeded
Water Name Hamilton Lake
Approx. Lot Size Acres 0.23
Garage Capacity 2
ROOF MATERIAL Asphalt
Lake Ski Lake
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Hamilton Elementary School
Middle School Hamilton Middle School
High School Hamilton High School

Price History

3/28/2026 Listed $1,150,000
5/5/2026 5% - $1,099,000
7/17/2026 10% - $999,900

Property vs Zip Code Average in 46742

Price
AVG $650K
$1,000K
Taxes
AVG $3,981
$11,809
Year Built
AVG 1964
2021
Visits
AVG 119
126
Data Provided by Inside Real Estate®

In The Neighborhood

Areas That We Cover

40 Lane 283 Hamilton Lake Hamilton, IN is a Single Family Home for sale at $999900 with 5201 sqft and a lot size of 0.23 Acres Acre(s). 40 Lane 283 Hamilton Lake Hamilton has 6 bedrooms, 4 baths and was built in 2021. The property's zip code is 46742 which is in Hamilton, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

James Dunfee

James Dunfee

574-277-7444

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