13120 Bear Creek Court

Middlebury, IN
$ 575,000 Beds 5 Baths 3 Sq 2,584 Virtual Tour
Monthly Estimate* How much can I afford?

Brand-new construction featuring 4-5 Bedrooms, 3 Full Bathrooms, and a desirable split-bedroom floor plan. The open-concept living area offers plenty of room to gather, while the upstairs bonus space provides flexibility for a home office, recreation room, hobby area, or additional living space. The kitchen comes complete with a full appliance package, and additional upgrades include a water softener and on-demand hot water heater. Enjoy low-maintenance living with slab construction, plus a covered front porch and an oversized covered rear patio overlooking neighboring woods for a peaceful and private setting. Move-in ready with modern finishes throughout.

Single Family

  • Price
  • $ 575,000
  • City
  • Middlebury
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • ELKHART
  • Half Bathrooms
  • 0
  • Area
  • Middlebury
  • Lot Size
  • 0.83 Acres
  • Zip
  • 46540
  • Sqr Footage
  • 2,584
  • Year Built
  • 2026
  • Taxes
  • $ 501
  • Style
  • Contemporary
  • MLS#
  • 202621264
Listed By: Nicolas Wyse with RE/MAX Results; Office: 574-533-9581
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities 1st Bdrm En Suite,Ceiling-9+,Ceiling-Cathedral,Closet(s) Walk-in,Countertops-Stone,Irrigation System,Landscaped,Open Floor Plan,Pantry-Walk In,Patio Covered,Porch Covered,Main Level Bedroom Suite,Mai
Status Active
Full Baths 3
Bathrooms 3
Year Built 2026
New Construction Spec
Subdivision Cedar Creek
Style Two Story
Township Middlebury
Class RESIDENTIAL
Type Site-Built Home
Lot Number 20
FIPS Code 18039
Inside City Limits No
Associated Document Count 1
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 501.62
Area Elkhart County
Location Rural Subdivision
High School Northridge
City Middlebury
School District Middlebury Community Schools
Assoc. Dues Frequency Annually
Assoc. Restrictions Y/N Yes
HOA Fees $ 150
Energy Efficient HVAC
Architectural Style Contemporary
Total Sq Ft 2584
Elementary School York
Middle School Northridge
Legal Description CEDAR CREEK SEC 1 LOTS 20 & W PT 21
Agent First Name Nicolas
Agent Last Name Wyse
DOM 98
Tax Year 2026
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Slab
Flooring Carpet,Vinyl
Kitchen Length 13
Laundry Room Width 5
Laundry Room Length 7
Kitchen Width 12
Beds 5
Total Rooms 8
Dining Room Length 13
Dining Room Width 12
Living Room Width 19
Living Room Length 27
Full Baths Main 2
Full Baths Upper 1
Total Finished SqFt 2584
Basement Y/N No
Above Grade Bedrooms 5
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 15
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 15
3rd Bedroom Level Main
3rd Bedroom Width 10
4th Bedroom Length 23
4th Bedroom Level Upper
4th Bedroom Width 14
5th Bedroom Length 18
5th Bedroom Level Upper
5th Bedroom Width 14
Above Grade Finished SqFt 2584
Living/Great Rm Level Main
Main Level SqFt 1960

Exterior Features

Exterior Stone,Vinyl
Driveway Concrete
Pool No
Garage Length 26
Garage Width 24
Lot Size Area 36198
Lot Dimensions 120X197
Lot Description Slope,0-2.9999
Fence None
Garage SqFt 624
Well Type Private
Approx. Lot Size Acres 0.83
Garage Capacity 2
Off Street Parking Y/N No
Well Size 4 Inches
ROOF MATERIAL Asphalt,Shingle
Waterfront Y/N No
Garage Y/N Yes
County Zoning Unknown

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School York Elementary School
Middle School Northridge Middle School
High School Northridge High School

Price History

6/3/2026 Listed $599,900
7/17/2026 5% - $575,000

Property vs Zip Code Average in 46540

Price
AVG $730K
$580K
Taxes
AVG $5,831
$501
Year Built
AVG 1981
2026
Visits
AVG 39
201
Data Provided by Inside Real Estate®

Areas That We Cover

13120 Bear Creek Court Middlebury, IN is a Single Family Home for sale at $575000 with 2584 sqft and a lot size of 0.83 Acres Acre(s). 13120 Bear Creek Court Middlebury has 5 bedrooms, 3 baths and was built in 2026. The property's zip code is 46540 which is in Middlebury, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.