James Dunfee

54454 Heron Cove Lane

Elkhart, IN
$ 649,000 Beds 5 Baths 3.5 Sq 3,119 Virtual Tour
Monthly Estimate* How much can I afford?

Discover Over 3,000 sq ft of Thoughtfully Updated Living Space on the Peaceful Channel of the Upper St. Joe River In Heron Cove! This 45 bedroom, 3.5 bath Haven Offers unmatched Serenity and FunctionalityIncluding a Full Bathroom on Every Level, Making Busy Mornings and Guest Stays a Breeze! Step Inside to a Beautiful Soaring Coffered Ceiling & Wall of Windows in the Living Room, and a Gourmet Kitchen (2021) Boasting Spacious Quartz Countertops, Black Stainless Steel Appliances, Tiled Backsplash, Pantry and Walk-Around Island. The Main-Level Primary En-Suite Provides a Relaxing Escape, while Three Upstairs Bedrooms and another Full Bath Offer Comfort and Privacy for the Whole Family. The Walk-Out Lower Level Provides a Versatile Layout that Includes an Additional Bedroom or Office, Full Bath, Kitchenette, Game Room, and Spacious Family RoomIdeal for Entertaining. Enjoy the Peacefulness of the Channel with Steel Wall and Year-Round Dock AccessNo Hauling, No Seasonal Stress, No Wake Splashing Against the Seawall and High Ground - No Chance of Flooding! Entertain Effortlessly on the New Composite Deck, Railing, & Staircase (2021) with Power Awning! Additional Updates to This Meticulously Kept Home Include Vinyl Luxury Flooring (2021), Front Storm Door, 2 Sump Pumps (2026). New Chimney and Cap, and New Lighting. Perfect Location with the Park Area with Volleyball, Tennis Court, Basketball Court, Playground, & Picnic Area Right Across the Street . Enjoy Summertime on the River with Live Free Music on the Weekends!

Single Family

  • Price
  • $ 649,000
  • City
  • Elkhart
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • ELKHART
  • Half Bathrooms
  • 1
  • Area
  • Concord
  • Lot Size
  • 0.36 Acres
  • Zip
  • 46516
  • Sqr Footage
  • 3,119
  • Year Built
  • 1989
  • Taxes
  • $ 4843
  • Style
  • Site-Built Home
  • MLS#
  • 202626482
Listed By: Amy Troyer with Snyder Strategy Realty Inc.; Cell: 574-354-1841
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Septic
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Channel Front/Canal
Garage Attached
Amenities Built-In Bookcase,Deck Open,Deck on Waterfront,Dryer Hook Up Gas,Eat-In Kitchen,Foyer Entry,Irrigation System,Kitchen Island,Main Level Bedroom Suite,Formal Dining Room,Main Floor Laundry
Status Active
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 1989
New Construction No
Subdivision Heron Cove
Style Two Story
Township Concord
Class RESIDENTIAL
Type Site-Built Home
Age 37
FIPS Code 18039
Associated Document Count 3
REO No
Status Active
Auction Y/N No
Common Amenities Playground,Tennis Courts
Dining Room Level Main
Annual Taxes 4843
Area Elkhart County
Location City/Town/Suburb
High School Concord
City Elkhart
School District Concord Community Schools
Assoc. Dues Frequency Annually
HOA Fees $ 750
Total Sq Ft 3329
Elementary School Concord Ox Bow
Middle School Concord
Legal Description Heron Cove Lot 4& Int In Common Are (Park)
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202626482
Agent First Name Amy
Agent Last Name Troyer
DOM 68
Tax Year 2025
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Full Basement,Walk-Out Basement,Finished
Other Room 1 Level Lower
Kitchen Length 22
Laundry Room Width 7
Laundry Room Length 11
Kitchen Width 12
Beds 5
Total Rooms 10
Dining Room Length 13
Dining Room Width 13
Family Room Width 19
Living Room Width 16
Other Room 1 Description Game Room
Family Room Length 24
Living Room Length 20
Full Baths Main 1
Full Baths Upper 1
Total Finished SqFt 3119
Basement Y/N Yes
Other Room 1 Length 19
Other Room 1 Width 16
Above Grade Bedrooms 4
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
Half Baths Main 1
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 14
2nd Bedroom Level Upper
2nd Bedroom Width 11
3rd Bedroom Length 11
3rd Bedroom Level Upper
3rd Bedroom Width 10
4th Bedroom Length 11
4th Bedroom Level Upper
4th Bedroom Width 10
5th Bedroom Length 16
5th Bedroom Level Lower
5th Bedroom Width 12
Above Grade Finished SqFt 2144
Below Grade Finished SqFt 975
Below Grade Unfin. SqFt 210
Extra Room Level Lower
Living/Great Rm Level Main
Rec Room Length 19
Rec Room Level Lower
Rec Room Width 16
Basement Material Poured Concrete

Exterior Features

Exterior Brick,Cedar
Water Frontage 180
Driveway Concrete
Pool No
Waterfront River
Garage Length 22
Garage Width 21
Lot Size Area 15682
Lot Dimensions 87 x 180
Lot Description Level,Slope,Waterfront,Waterfront-Level Bank
Garage SqFt 462
Water Features Pier/Dock
Well Type Private
Water Name St. Joe River Upper
Approx. Lot Size Acres 0.36
Garage Capacity 2
ROOF MATERIAL Asphalt
Waterfront Y/N Yes
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Concord Ox Bow Elementary School
Middle School Concord Middle School
High School Concord High School

Price History

7/3/2026 Listed $649,000

Property vs Zip Code Average in 46516

Price
AVG $260K
$650K
Taxes
AVG $2,052
$4,843
Year Built
AVG 1943
1989
Visits
AVG 47
25
Data Provided by Inside Real Estate®

Areas That We Cover

54454 Heron Cove Lane Elkhart, IN is a Single Family Home for sale at $649000 with 3119 sqft and a lot size of 0.36 Acres Acre(s). 54454 Heron Cove Lane Elkhart has 5 bedrooms, 3 baths and was built in 1989. The property's zip code is 46516 which is in Elkhart, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

James Dunfee

James Dunfee

574-277-7444

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