427 Second Street

Rome City, IN
$ 249,000 Beds 3 Baths 2 Sq 2,194 Virtual Tour
Monthly Estimate* How much can I afford?

Welcome to your move-in-ready retreat in Rome City, Indiana, offering 1,344 square feet on the main level plus a finished walk out basement and attached 1-car garage. Situated on a generous 0.21-acre lot, this three-bedroom, two-bathroom home features an open concept living space, extensive recent updates, and the opportunity to enjoy all that Sylvan Lake has to offer with a separate DEEDED ACCESS LOT on Spring Beach Road, giving you the lakefront advantage of a boat space without the lakefront costs!Inside, the home has been refreshed from top to bottom with brand-new waterproof vinyl flooring throughout the upper level and bathrooms, brand new carpeting in the basement and lower bedroom just installed on 8/27/26, new drywall walls and ceilings, new tub surround, new privacy vinyl fencing with an enclosed pet safe area/run, fresh paint throughout, installed recessed lighting, updated outlets, 2 new ceiling fans, 1 year old water heater, 7 year old roof, 6 year old HVAC and new large kitchen island marbled granite countertop are just some of the highlights of the improvements that have been made! The appliances are included and feature a new refrigerator and new dryer that add to the home's move-in-ready appeal!Whether you're looking for a year-round residence, weekend getaway, or lake retreat, this extensively updated home offers the space, convenience, and lake access you've been looking for. Just bring your belongings and start enjoying life on Sylvan Lake!

Single Family

  • Price
  • $ 249,000
  • City
  • Rome City
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • NOBLE
  • Half Bathrooms
  • 0
  • Area
  • Orange
  • Lot Size
  • 0.222 Acres
  • Zip
  • 46784
  • Sqr Footage
  • 2,194
  • Year Built
  • 1930
  • Taxes
  • $ 1037
  • Style
  • Site-Built Home
  • MLS#
  • 202635871
Listed By: Brittany Miller with Hosler Realty Inc; Off: 260-347-1158
Data Source: Indiana Regional MLS (IRMLS)

Features

General

Sewer Public
Heating Gas,Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Channel Front/Canal
Garage Attached
Status Active
Full Baths 2
Bathrooms 2
Year Built 1930
New Construction No
Subdivision None
Style One Story
Township Orange
Class RESIDENTIAL
Type Site-Built Home
Age 96
FIPS Code 18113
Associated Document Count 3
REO No
Status Active
Auction Y/N No
Dining Room Level Main
Annual Taxes 1037.14
Area Noble County
High School East Noble
City Rome City
School District East Noble Schools
Assoc. Dues Frequency Not Applicable
Other Fee Description Optional Lake Association Dues
Total Sq Ft 2208
Elementary School Rome City
Middle School East Noble
Legal Description BARBERS WOODS 2ND ADD LOTS 69,70,71,72,73 & PT SW COR LOT 74 (26.79X57') (100-295 - 100-299) and Sylvan Lake Lt 36
Agent First Name Brittany
Agent Last Name Miller
DOM 9
Tax Year 2026
PROPOSED FINANCING Cash,Conventional

Interior Features

Basement Walk-Out Basement
Flooring Carpet,Tile,Vinyl
Laundry Room Width 4
Laundry Room Length 8
Beds 3
Total Rooms 7
Fireplace None
Full Baths Main 1
Total Finished SqFt 2194
Basement Y/N Yes
Above Grade Bedrooms 2
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
1st Bedroom Level Main
1st Bedroom Width 11
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 11
3rd Bedroom Length 10
3rd Bedroom Level Basement
3rd Bedroom Width 10
Above Grade Finished SqFt 1344
Below Grade Finished SqFt 850
Below Grade Unfin. SqFt 14
Living/Great Rm Level Main
Main Level SqFt 1344
Basement Material Poured Concrete

Exterior Features

Exterior Vinyl
Water Frontage 8
Pool No
Waterfront Lake
Garage Length 24
Garage Width 20
Lot Size Area 9104
Lot Dimensions 145 x 59
Lot Description Level,Slope
Fence Vinyl
Garage SqFt 480
Well Type Private
Water Name Sylvan Lake
Approx. Lot Size Acres 0.222
Garage Capacity 1
Off Street Parking Y/N Yes
ROOF MATERIAL Shingle
Lake Ski Lake
Waterfront Y/N No
Garage Y/N Yes

Amenities

  • Foreclosure
  • Views
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the South Bend, IN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Rome City Elementary School
Middle School East Noble Middle School
High School East Noble High School

Price History

8/31/2026 Listed $249,000

Property vs Zip Code Average in 46784

Price
AVG $580K
$250K
Taxes
AVG $4,157
$1,037
Year Built
AVG 1963
1930
Visits
AVG 41
11
Data Provided by Inside Real Estate®

Areas That We Cover

427 Second Street Rome City, IN is a Single Family Home for sale at $249000 with 2194 sqft and a lot size of 0.222 Acres Acre(s). 427 Second Street Rome City has 3 bedrooms, 2 baths and was built in 1930. The property's zip code is 46784 which is in Rome City, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.